Alignment

We align our financial interests to achieve your long term objectives by minimising ongoing costs, selecting low cost superannuation funds and using fundamental index funds.

We are not affiliated with major financial product providers.  We are independently owned and managed to deliver outcomes that are in our client's best interests.

We will also try to avoid overpaying for investment assets and, if permitted by you, work with you to construct portfolios that make sense for you given prevailing economic conditions.

Some portfolios may depart from standardised asset allocation models (based on the Efficient Market Hypothesis) because financial markets can be inefficient, especially when asset bubbles occur.